Specialty Yacht Insurance by Risk Strategies – Gowrie Group. As specialty marine insurance and risk advisors, we understand the complexities of yacht ownership, cruising, racing, and your need for the highest level of protection and risk management. Whether you own a racing yacht, one-design, cruiser, performance powerboat, or custom yacht, we design insurance solutions to protect your unique yachts and nautical lifestyle. We also offer a full suite of private client services to protect your assets and the passions you pursue, on the water and on land. We assess your needs today, anticipate tomorrow’s concerns, and curate a personal insurance plan that grows with you. Connect with Scott Stusek, Annapolis marine insurance specialist, at [email protected].